Get Your Questions Answered

ALVMA offers three Health Plans. A traditional copay plan with BCBS of Alabama, a higher deductible BCBS of Alabama Health Plan paired with a secondary insurance option, and the BCBS of Alabama higher deductible plan as a stand-alone option. The secondary insurance is offered through OptiMed and creates maximum savings for the plan’s participants.

Secondary insurance pays most deductibles and out-of-pocket expenses up to the policy limit after your primary medical plan has paid its covered expenses. For the ALVMA High Plan, your secondary coverage pays a total of $5,000 toward your deductible and out-of-pocket maximum, meaning you only have to pay $1,800 of your own money. To receive full benefits, be sure to give your doctor both your primary insurance card and your secondary insurance card.

ALVMA members who are directly involved in a veterinary medicine practice are eligible for the ALVMA Health Plan. Members must have at least one common law employee to be eligible for the ALVMA Health Plan. Sole proprietors without at least one common law employee are not eligible to participate in the plan. Please contact Southview Benefits for more information at patrick@southviewbenefits.com.

Yes. Both Dental and Medical can be elected separate of each other, or together if preferred.

Vision can only be elected if Medical and/or Dental is elected. It cannot be elected by itself. 

The ALVMA Health Plan renews January 1, and our Open Enrollment is held in November each year. Open Enrollment is the one time per year we are allowed to onboard new members to the plan. If your company is an existing plan member and has a new hire, you have the ability to enroll them in the Optix portal at patrick@southviewbenefits.com.